Mortgage Rate FAQs
These are the mortgage questions people ask most when they’re comparing rates, planning monthly payments, and deciding whether to buy, refinance, or pay off a loan early. Each question below opens a dedicated FAQ page.
Start with the calculator
If you want to compare monthly payments at different rates first, head back to our mortgage rate calculator.
Questions
Pick the exact question you’re researching. We’ll keep each answer focused, practical, and easy to scan.
- What are today's mortgage interest rates?
- What are the 30-year mortgage rates right now?
- Will mortgage rates ever be 3% again?
- Is it possible to get a 4% mortgage rate?
- What salary do you need for a $400,000 mortgage?
- What is the 3 7 3 rule in mortgage?
- What is Dave Ramsey's mortgage rule?
- What is the 5/20/30/40 rule?
- How can I pay off my 30 year mortgage in 10 years?
- What happens if I pay an extra $100 a month on my mortgage?
- Can I use my 401k to pay off my mortgage?
- Are there downsides to paying off my mortgage early?
- Why do people say not to pay off your mortgage?
- What does Dave Ramsey say about paying off a mortgage?
- What does Suze Orman say about paying off your mortgage early?
- Do most millionaires pay off their mortgage?
- Is there a tax disadvantage to paying off a mortgage?
- What is the 2 rule for paying off a mortgage?
- Do your property taxes go up when you pay off your house?
- What should you do once your mortgage is paid off?
- Why did my credit score drop when I paid off my mortgage?
- What is the 2 2 2 credit rule?
Note
These pages are for education and planning. Your lender’s rules, pricing, and underwriting guidelines can differ, so always confirm final numbers with official loan documents.